When I find someone who does what they promise, and is quick to return a phone call or email, what a joy that is! I want to work with them more, and I go out of my way to send business their way.
ON the other hand, dealing with someone who doesn’t take responsibility, who doesn’t act quickly and treat each matter as an important one – or perhaps with an entire company that has this attitude – that is the worst! I want to run, not walk, away and wash my hands.
I recently took the Strengths Finder test online, after buying the book, and found that the theme of Responsibility is one of my strengths. I understand: this means that I hate to let others down, I like to follow through, and I like others to do the same.
Recently I dropped the ball myself and forgot to change an appointment with a colleague when I found out I couldn’t make it. Luckily he checked ahead of time, but I still felt terrible, and had to call him and apologize and make it right.
So I know I personally put a premium on being responsible and dependable, and enjoy working with others who do the same. You may want to take the Strengths Finder test and find out if responsibility is in your top five. And even if it is not, you may likely be working with people for whom it is – and it will help you to keep that in mind.
Showing posts with label responsibility. Show all posts
Showing posts with label responsibility. Show all posts
Thursday, November 5, 2009
Wednesday, August 12, 2009
Health Savings Accounts
Is a Health Savings Account for you?
A Health Savings Account can be a great option to consider as more and more employers are cutting back on their health care offerings. The health care industry also recommends that employees understand the true cost of their health care, and having to pay for more of their health care certainly is doing that. But a Health Savings Account is one way to take more responsibility for your family’s health care that has a number of benefits.
How it works.
An HSA can only be created alongside a high-deductible health insurance option. The idea is that the savings in your account will cover your first health care costs until you reach the deductible in your plan. The insurance companies can charge much lower premiums for the coverage because they don’t have to pay for all the small charges that fall under the deductible.
The benefits:
· The high deductible health plans save on premiums
· The HSA belongs to the individual, even when he changes jobs
· HSA contributions – and growth – are non-taxable
· Qualified withdrawals (for health care expenses) are non-taxable
· No limits to the amount that can accumulate in an HSA
· HSA’s roll-over; they are not “use it or lose it.”
· Employer and employee can both contribute.
· Contribution limits are released on June 1 every year, so you can plan ahead. And if you start mid-year, you can still contribute the maximum amount.
Healthy, Wealthy & Wise
Having more financial responsibility for your health often leads to making healthier lifestyle choices. And as you become healthier, your Health Savings Account could grow wealthier.
A Health Savings Account can be a great option to consider as more and more employers are cutting back on their health care offerings. The health care industry also recommends that employees understand the true cost of their health care, and having to pay for more of their health care certainly is doing that. But a Health Savings Account is one way to take more responsibility for your family’s health care that has a number of benefits.
How it works.
An HSA can only be created alongside a high-deductible health insurance option. The idea is that the savings in your account will cover your first health care costs until you reach the deductible in your plan. The insurance companies can charge much lower premiums for the coverage because they don’t have to pay for all the small charges that fall under the deductible.
The benefits:
· The high deductible health plans save on premiums
· The HSA belongs to the individual, even when he changes jobs
· HSA contributions – and growth – are non-taxable
· Qualified withdrawals (for health care expenses) are non-taxable
· No limits to the amount that can accumulate in an HSA
· HSA’s roll-over; they are not “use it or lose it.”
· Employer and employee can both contribute.
· Contribution limits are released on June 1 every year, so you can plan ahead. And if you start mid-year, you can still contribute the maximum amount.
Healthy, Wealthy & Wise
Having more financial responsibility for your health often leads to making healthier lifestyle choices. And as you become healthier, your Health Savings Account could grow wealthier.
Labels:
account,
health,
responsibility,
savings,
wealth
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